Merchant Cash Advance Industry

Our MCA merchant cash advance system has the following reporting pages: executive reports, account summary, investment summary, returns summary, management fees, ach rejects, merchant summary, lender summary, sales agent commissions, daily residual reports, pipeline, slow pays, renewals, delinquents, collections, and blacklists, ach transactions, ach returns.

Our MCA system allows you to connect to major ACH Processing companies such as:

  • ACH Works
  • Transax
  • Meritus
  • Forte
  • USA ePay
  • ACH Processing

You can submit NACHA ACH files to

  • IDB Bank
  • MB Financial
  • Sunrise Bank
  • Kenney Bank and Trust
  • Bank of Kentucky

You can connect via FTP to receive daily credit card transaction % withholdings from

  • Global lockbox
  • FDR Messageway
  • National Merchant Center
  • Integrity Payments
  • Benchmark
  • EVO
  • Electronic Payments

Our Merchant Cash Advance CRM Management Software + ACH Billing System is developed exclusively for the Business Cash Advance, Daily ACH Funding, and Merchant Credit Card Processing Industry. This system is built directly into our Bankcard Pros CRM Software enabling our customers access to 2 powerful web-based management systems built into one.

Merchant Cash Advance CRM Management Software provides the following features:

  • Add and keep track of up to 5 bank accounts per contract
  • Add multiple bank account data to generate monthly averages and totals for all months
  • Keep track of tasks for all MCA contracts
  • View system wide lender responses and decline reasons
  • View and manage upcoming renewals
  • View and manage missed payments
  • View and manage manual payments
  • Over 1900+ bank institution and routing number verification system
  • Add multiple credit card processing statement account data to generate monthly averages and totals for all months
  • Pre-Qualification responses in seconds
  • Build your own pre-qualification response rules/filters
  • Direct online interaction with lenders to review and respond to new MCA deals
  • MCA accounts automatically updated using content of lenders email responses
  • Leads and Referral Tracking System – Convert Leads to MCA Accounts
  • ACH Billing System – Withdraw funds from Lenders
  • Deposit funds to Merchants bank account
  • Deposit funds to sales agents for commissions
  • Daily ACH withdrawals from merchants
  • Daily ACH deposits to Lenders
  • NSF tracking
  • Personal Credit Check System with Experien, Equifax, TransUnion
  • Personal and/or Business Background Check System
  • Integration with OnDeck Capital
  • Keep track of MCA and merchant applications from multiple ISO’s and Processors

Background Checks and Credit Checks

Bankcard Pros CRM allows your underwriters to process full credit and background checks for your clients in the merchant account boarding and the merchant cash advance system, using Thompson Reuters and ACRAnet.

Instant Bank Verification

MicroBilt’s unique access to real-time and historical bank account verification information provides a crossinstitutional view of a consumer’s banking activities and account status to more precisely evaluate the behavior and trends associated with a consumer’s check cashing and debit card transactions. The most complete and predictive bank data including: Daily updates of the most current account activity, Validate bank accounts, Confirm ability to receive ACH transactions, Identify all bank accounts associated with an applicant, Detect High Risk factors by institution with daily updates, Highly predictive Banking Performance Score.

Third Party Integrations

Bankcard Pros CRM Software includes the following Integrations with over 50+ third-party applications as follows:

  • Dymo Mailing Label Printer
  • Dymo Business Card Scanner
  • Ship Rush Shipping (UPS)
  • DocuSign Electronic Signatures
  • RightSign Electronic Signatures
  • Adobe EchoSign Electronic Signatures
  • DropBox File Sharing
  • MailChimp eMail Campaigns
  • OnDeck Capital Pre-Qualification submissions
  • Microbilt IBV Consumer Internet Bank Account Verification
  • ACRANet Credit Check
  • CredCo Credit Check
  • Thompson Reuter – Background Check
  • Speakpipe.com
  • Olark.com
  • Skype VOIP Click-To-Call via Phone or SoftPhone
  • Vonage VOIP Click-To-Call via Phone or SoftPhone
  • RingCentral VOIP Click-To-Call via Phone or SoftPhone
  • ACHWorks.com – ACH Processing
  • TransAx – ACH Processing
  • Forte – ACH Processing
  • Meritus ACH Payment Gateway
  • Sage ACH Payment Gateway
  • USAePay (Payment Gateway)
  • Bank of Kentucky (NACHA ACH File Submission)
  • Sunrise Bank (NACHA ACH File Submission)
  • IDB Bank (NACHA ACH File Submission)
  • MB Financial (NACHA ACH File Submission)
  • Kenney Bank and Trust (NACHA ACH File Submission)
  • Cynergy Data (Live Merchant Boarding)
  • iPayment (Live Merchant Boarding)
  • PowerPay (Live Merchant Boarding)
  • GlobalPay (Live Merchant Boarding)
  • FNBO (Live Merchant Boarding)
  • FDR MessageWay
  • Global LockBox.